Many people believe that if they have had medical problems or a critical illness such as cancer, stroke or heart attack they are no longer qualified for life insurance. However, this is a mistaken belief. There are many carriers in the marketplace who provide excellent, significant and affordable coverage for those who have had past medical events.
In many cases, clients do not have to reveal certain health information or even certain lifestyle information such as having done illegal drugs in the past. It is true that the premiums are higher than standard underwriting but in many cases, the cost difference is not significant compared to the ability to get the coverage for your family or business.
Also, there is no requirement to provide blood samples, urine samples or to reveal vital statistics to the carrier. So this can be an excellent option for people with the fear of needles or who just don’t want to go through the hassle of the paramedical exam.
Get In Touch
Unit#: 67B, 4511 Glenmore Trail SE,
Calgary, AB T3C 2R9
Phone: (403) 590-4500
Toll-Free: 1 800 503-6140
Fax: 1 877 904-7715