National BestGroup Benefits
Small Business Solutions
Our small-business solutions can help you pull it all together. We assist business owners with everything from managing business costs, to attracting the best employees, and growing personal wealth. At National Best, because we are a true broker we can shop the market for the best group benefits solution for your business.
We can search out group benefits programs for your small business that:
• are affordable
• are easy to purchase
• can be tailored to meet your company’s specific needs, and
• will form an important part of your long-term business plan and your long-term business success.
Advantages of a benefits program:
• a competitive edge in the job market
• a cost-effective method to protect employees and their families
• a tax effective form of compensation
Medium to Large Business Solutions
Your investment is protected by our practical approach to health management. Our focus on prevention and intervention is designed to help you see healthier, more engaged and productive employees. And by matching benefits and support for health, absence and workplace injury with intensive claims management, your plan will be sustainable.
Talk to our group benefits professionals. We can help.
Unions and Trusts
You and your members will have the advantage of working with our team of in-house experts. Their ongoing training in subjects like hour banks, collective bargaining, reciprocal agreements, and legislative changes give them the keys to understanding your business better.
Committed to you
We’re sensitive to the influence of union and management negotiations on benefit plans. Our best in class service providers will do all they can to support the negotiation process, including accommodating those negotiations through our rating actions and the timing of rate adjustments. We’ll also work closely with third-party administrators on day-to-day service issues such as claims eligibility and premium administration.
The Advantage of Third-Party Administrators
No-Cost Retirement Plans
Private Health Spending Plans
How does a PHSP work?
Step1 – the employee pays for the health and dental expense personally. This payment is made from a personal account. Let’s say the employee’s personal credit card ($3,000). They complete a claim form.
Step 2 – The Corporation sends the PHSP administrator the claim form and funding plus the 10% administration fee. This payment is from a Corporate account. Let’s say an online deposit from your business bank account to the PHSP administrator.
Step 3 – PHSP Administrator reimburses the employee for their original personal expense. Let’s say through direct deposit to their personal bank account. The $3,000 reimbursement is tax free. The $3,300 payment from the corporation is 100% pre-tax deductible.
Get In Touch
Unit#: 67B, 4511 Glenmore Trail SE,
Calgary, AB T3C 2R9
Phone: (403) 590-4500
Toll-Free: 1 800 503-6140
Fax: 1 877 904-7715